Settle Up – Group Expenses - Interview with the developer of a fantastic app

Did you have any prior development or coding experience?

Yes I was developing many apps before.

What was the most challenging aspect of developing mobile app?

The most challenging was to rewrite the app and then launch it. 5 years ago we decided to commit to the development full-time and rewrite everything: backend, design, monetization. It took 6 months more than expected and then the rollout to users was a nightmare. Users were upset from the new design, there were problems with backend migrations, people were criticizing the new monetization. We have listened to the feedback and changed the most pressing concerns. But we have lost rating on the store that time. Today we are back at 4.7 rating.

David Vávra, the interviewee, is the Founder & CEO of Step Up Labs, the parent company of the Settle Up app. He is a Google Developer Expert for Android, and among many of his awesome apps is eRouska, the official Covid Tracking app for the Czech Republic.

Name a few of your favorite apps and reason you love them.

I like Google apps, how they work together, make life easier and use material design.

How long have you been working on this app?

11 years now.

What need of the user did you have in mind when developing this app?

I was myself struggling with this problem: When going for a trip with my friends, money was an issue. Some people were paying for others, other didn't. That caused a tension in the group. When we got back, we had all these receipts and it was a nightmare to figure out who should pay to whom. So I build Settle Up to manage group expenses for us.

In what way do you think your app is better than similar apps on the market? Please describe in detail what innovation you think you bring and what you are proud of in your app.

Our main competitor is Splitwise. I think UX of our app is easier to use. Plus we have a robust support for multiple currencies, Splitwise has it in a Premium plan. And our Premium costs less than Splitwise. Another thing is that we don't force everyone in the group to download the app, it's completely OK if just one person has it and enters expenses for everyone.

What are your future plans and expected features of the coming new versions of this app?

We are currently experimenting with payments via Bitcoin Lightning network. We have other feature in mind such as comments/chat about expenses.

Assuming new users of your app are reading this page. What do you want to ask them to do (contact you about X, Share the app, etc.)?

Let us know your feedback about the app. What would you improve? Write us email according to

Settle Up – Group Expenses

About App:
Settle the debts and the emotions with Settle Up!
The app will help you keep track of your expenses and IOUs: it's perfect for travellers, flatmates, couples, event organizers and other groups of friends. Simply add expenses and let us do the job!

Settle Up is super easy to use for simple splits, but we've got you covered if you want to add complicated expenses:
– Multiple people paid one expense? No problem!
– Group members have different weights? Set their defaults.
– How about incomes? Yup, just add them.
– Adding items from a long bill? Piece of cake!
… and many other useful features.

📱 works on Android, iOS, Windows, and web
📶 works offline
👨‍👩‍👧‍👦 covers many real life cases (splitting by weights, multiple people paying, incomes, expenses from a bill etc.)
👥 doesn't need every group member to download the app
💱 offers all currencies and real-time exchange rates
🔗 gives you easy group sharing via a link or to nearby devices (using ultrasound! 😮)
🔔 sends notifications about changes and history
♻️ minimizes the number of transfers between members
🌐 is translated to many languages
💐 is focused on a great design and user experience

But that's not all! Settle Up has many special features based on our users' real life needs.
DOWNLOAD NOW so you can:
📊 view member statistics & filter transactions
➡️ export data by email in CSV format
🔒 give people read-only access
🔄 have your data backed up and synchronized
🔳 use the widget & shortcuts for quick expenses

… and you can Go Premium to enjoy even more features!

🚫 Enjoy ad-free experience
📷 Add photos of receipts (or your friends 😅)
🏷️ Add pre-selected or custom categories of expenses
🔁 Create recurring transactions – this is useful for rent and other repeating payments
🌈 Choose from a wide selection of group colours

Categories: Finance

Date: October 15, 2022

Developer: David Vávra

About developer: David Vávra, the interviewee, is the Founder & CEO of Step Up Labs, the ... Read more



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