Quppy Wallet – bitcoin, crypto and euro payments - Interview with the developer of a fantastic app

Did you have any prior development or coding experience?

The Quppy CTO/co-founder has over 12 years of experience in IT development. He was leading security departments in top international IT corporations. As for me, my first MA degree is exactly in coding and computer engineering. My first position after graduating from University was directly related to coding.

What was the most challenging aspect of developing mobile app?

The Quppy co-founding team gathers Blockchain, finance, banking, and IT geeks that in early 2017 were absolutely unsatisfied with all the solutions that the FinTech market proposed. Thus, we decided to build our own service that would combine all types of financial and payment operations with digital and traditional assets. One of our key priorities has always been security, that is why our CTO chose the decentralized solution. The decentralized solution is always harder to build due to its alternative storage and management mechanism. That is why our main challenge was a longer development period and a longer integration period of our first services to offer to our customers. One of our top priorities at Quppy is to provide a fully secure service to our customers as our users do not have to worry about their funds' safety while having all the necessary services within one user-friendly app.

_{QUPPY EUROPE OU}

The answers are provided by one of the Quppy co-founders and CFO, Valeriy Krasnikov. He has over 15 years of experience in building corporate financial solutions for international companies with over 1 bn+ annual turnover.

Name a few of your favorite apps and reason you love them.

Our reference services are apps such as Revolut, Monzo, Clarna, and a number of apps from Asian developers that smoothly aggregate numerous services and Aliexpress is, of course, one of the most interesting examples of such applications.

How long have you been working on this app?

The core Quppy Team is working full-time on it since August 2017. We are working on our service development and improvement not only on business days but very often during the week-ends and public holidays.

What need of the user did you have in mind when developing this app?

Today, every adult citizen of a developed country has more than three baking cards and more than three bank accounts in different banks that means at least 3 banking apps on the smartphone. Thus, there is an important time-costly and convenience absence problem in everyday financial management. The audience of unbanked customers in the developing countries is also in need of their European and/or international first bank account or a financial app for their needs that are currently extremely related to the world migration movements. With the current world pandemic situation, the need for a contactless fully digital unifying financial solution has significantly increased. Quppy offers all the above-mentioned solutions to its individual and corporate customers from all around the globe.

In what way do you think your app is better than similar apps on the market? Please describe in detail what innovation you think you bring and what you are proud of in your app.

Most of the competitor digital payment platforms and neo-banks such as Revolut, N26, Monzo, etc., focus on some specific services. And Quppy's aim is to become a bank as a service all-in-one financial super-app gathering all the financial and payment services that integrate all of the client’s cards and account for efficient and easy everyday financial management. Despite our competitors, Quppy provides services for all types of clients existing in the market: individuals, legal entities, and merchants. Quppy helps small and medium businesses to open a European bank account and manage all of their company's financial activities through a special secure web interface.
The Quppy Acquiring solution for e-commerce and mobile apps enables digital payments' acceptance.
Quppy is trying not only to provide financial services to its customers but also to create a platform with access to the best services on the market and make them the basement of an international BaaS with its unique payment IT and financial solutions, including aftermarket and full coverage of digital currency services.

What are your future plans and expected features of the coming new versions of this app?

At Quppy we are now launching a revolutionary financial and social solution not only for banking cards consolidation, but also AI-based recurrent payments, expenses and investment automatization, gift cards consolidator, and planning solution. We are currently actively preparing the Quppy prepaid cards emission, the first ones will be delivered to our EU customers at the beginning of 2021.

Assuming new users of your app are reading this page. What do you want to ask them to do (contact you about X, Share the app, etc.)?

One of the Quppy aims is to build a long-term relationship with every customer, thus, a feedback from our customers is of a high importance for the development of our platform and app< we are waiting for reviews, suggestions and opinions what could be added to our service range. We try to be as close to our customers as possible 6 our highly professional support team is deeply analyzing every problem. As one of the feedbacks from our users, we are waiting for them to use our referral program, sharing their referral links and recommending our app among their communities. And we will be rewarding both the referrer and the referee. The full terms and conditions of this program are available on our official website www.quppy.com.