MultiPay - Interview with the developer of a fantastic app

Did you have any prior development or coding experience?

Yes, I had prior development and coding experience, about 2 years.

What was the most challenging aspect of developing mobile app?

One of the challenging parts of developing 'MultiPay' was to make agreements with communal services to make payment, and VISA card functionalities, but most of the issues have already been solved and we are working on the rest of issues.

I'm one of the first year students of 'Inha University in Tashkent', currently working at 'KDB Bank Uzbekistan' as a developer. Working on myself always to strengthen my abilities and striving towards bright future. Abilities: iOS programming, Android programming, back-end programming, computer networks, computer security, web development.

Name a few of your favorite apps and reason you love them.

'Messenger', 'Spotify', 'Shazam', 'Google Translate'. These apps have very uncommon features that are very excellent and rarely found in other apps.

How long have you been working on this app?

We have worked on it about 3-4 months.

What need of the user did you have in mind when developing this app?

Controlling and using all bank services without coming to bank.

In what way do you think your app is better than similar apps on the market? Please describe in detail what innovation you think you bring and what you are proud of in your app.

'MultiPay' has very convenient tariffs like: commission for money transfers between "KDB Bank Uzbekistan" is 0.2%, while in other similar apps for any money transfers commission is 1%. This is done to create more convenient plans for our bank's clients. Additionally, 'MultiPay' has a statements generating service and it's totally free, while other similar apps even lack this feature or it's a paid service.

What are your future plans and expected features of the coming new versions of this app?

We have plans to improve the app with even more fascinating functionalities like to monitor the loans, loan return schedule, payment with QR code of products which is now being implemented in Uzbekistan, and many more.

Assuming new users of your app are reading this page. What do you want to ask them to do (contact you about X, Share the app, etc.)?

I would like to mention that 'MultiPay' for now is only for "KDB Bank Uzbekistan" clients, in the upcoming releases we will include other banks also! If you have friends from Uzbekistan share the app with them so that they can also use this app!


About App: Only KDB Bank’s individual clients can register and use the MultiPay application. KDB mobile banking application supports three languages: Uzbek, Russian and English. Among many other things individual clients are able to:
• Register for mobile banking application through UzCard, Visa Card or Demand Deposit Account opened in KDB Bank. • To view bank branches on the map (addresses, contact phone numbers, branch opening hours). • Set up push notifications and choose language setting. • View currency exchange rates, view balances on all cards, demand deposit, and wallet accounts.
• View payments, exchange, conversion history. • Generate up to 3 months statement of a card, wallet and demand deposit accounts.

Categories: Finance

Date: January 21, 2019

Developer: Umar Kholdarbekov

About developer: I'm one of the first year students of 'Inha University in Tashkent', current ... Read more



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